How Do I Cut Down on My Dental Bill?
In situations like an emergency tooth extraction, paying for your dental bill can be nerve wracking, especially if you don’t have dental insurance coverage. When you get to that point, you might wish you had purchased a dental insurance and not considered it an unnecessary expense. It would have been much easier to pay for your dental treatment. Nonetheless, it’s never too late, you can get insured now.
Just like health insurance, dental insurance should also be taken seriously. Today, dental services are quite costly and if you need an emergency tooth extraction, it can be twice as expensive as a regular dental service.
How does an emergency tooth extraction cost?
If you have an insurance coverage, it won’t be difficult to pay. But if you don’t, then you would be surprised when you find out the cost. The cost of an emergency tooth extraction depends on the surgeon and the procedure. If your tooth is visible then only a simple procedure will be carried out which will cost you around$150. However, if the procedure is complicated, it could cost you up to $1000 or more.
I have heard about discount dental programs, can you brief me on this?
Yes, a discount dental program is a good option to reduce your dental expense drastically. We recommend you two of the best discount dental programs that can help you benefit from all dental services from top quality dentists in your vicinity.
These discount dental programs are cheap and don’t charge you a big sum of fixed amount like insurance companies. They have no premiums and no deductibles.
Therefore, through these dental programs, you get remarkable discounts on dental services at negotiated low rates.
How much discount can I expect?
You can get a 20% to 60% discount on all dental services and save on dental care big time.
Does a discount dental program give a discount on emergency tooth extraction?
Indeed it does. If you want to get an emergency tooth extraction, you will get a good discount, as high as 60%. This means that if you have to get a surgical procedure done for about $1000 and you get a 60% discount on it, then you would only have to pay $400.
What about preexisting dental problems?
Yes, this program allows you access to dentists and choose from all dental services which means even if you have any preexisting dental problem you can always benefit from the discount dental program and get your dental treatment performed easily.
No Dental Coverage and Need Emergency Tooth Extraction?
First, don’t panic! All is not lost. Even though you don’t have insurance, you still need to address your problem, and there ARE solutions.
Lots of people wonder if they can get their tooth removed at the emergency room. This is unlikely. Emergency rooms provide urgent care. Now, if you have chills, vomiting, an infection, or fever from a tooth infection, you should certainly seek emergency care! Also, if you can’t swallow, or you are having difficulty breathing, seek care right away!
If you have inflammation and tooth pain, the emergency room may just give you a prescription for antibiotics or a painkiller. In all likeliness, you will still need to find a dentist to remove your tooth. Remember that the longer you delay, the worse it can get! Try to address the issue before it becomes an abscessed tooth!
Emergency Tooth Extraction and Don’t Have Coverage?
Now, assuming you don’t have insurance, the cost of this procedure is going to run somewhere between $100 and $1000, depending on the complexity of the tooth extraction. If your tooth is completely above the gum line, it is a less complicated removal procedure. Many times, the dentist can perform the procedure in his office. If your tooth is impacted, the dentist will need to make incisions in your gums to remove the tooth, and a lot of times you will need to see an oral surgeon. Sometimes, the tooth might need to be removed in sections. This type of procedure is more costly. Keep in mind that if you need to have more than one tooth extracted, the cost goes up! However, it is more cost effective to have multiple teeth done at once if possible, because you’ll save on things like general anesthesia.
It Makes Financial Sense
Even if you have the financial savings to pay the out of pocket cost, I highly encourage you to explore purchasing a dental discount plan. It just makes financial sense. Say your dentist would normally charge $500 for an extraction, but your discount program saves you 30% – that’s $150 in savings! Dental discount programs usually have no waiting period – coverage is effective within a couple of business days, and also, they don’t exclude pre-existing conditions!
Aside from a discount program, you can try contacting your local health department – some states do offer assistance for low-income individuals. Unfortunately, the system is so overwhelmed due to the economy that many find it a long wait to get help.
Are There Other Choices?
The other option is to attempt to work out a payment plan. This is more likely to work if you already have a relationship with a dentist, or if you can at least put some money toward the procedure.
Again, your best bet is to pursue a dental discount program. This will typically yield the most savings in the short-term. Most importantly, don’t delay treatment! Delaying treatment can result in a bigger problem down the road.
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